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Worthington Insurance Blog

View the latest blog posts from Worthington Insurance.

A Personal Insurance Update November is here and that means the holiday season has started.  Over the next number of weeks, holiday activities will consume much of our time.  This is also the season when homeowners have insurance claims for fire, burglary, theft from vehicles, and even auto accidents. READ MORE >>

Home Insurance and Personal Safety Update There are many events that can create devastation to homes and families. These events can include winds, hurricanes, floods, fire, and more.  Your homeowner’s insurance may not automatically cover wind or flood damage, especially if you live in a high-risk area. READ MORE >>

A Commercial Insurance Update Unbelievably many small businesses do not have the right commercial insurance.  Having the right business insurance does not have to cost you any more money.  The key is having an agent who understands your risks and is willing to help you design a business insurance plan that meets your needs. READ MORE >>

Flood insurance Most, if not all, homeowner’s insurance policies do not cover floods. If you live in certain areas, your mortgage company may require flood insurance. You do not have to live close to a river to be exposed to a possible flood. READ MORE >>

A Homeowners Insurance Update Your homeowners insurance covers many different kinds of risks including vandalism caused by trick-or-treaters.  Now may be a good time to have a free home insurance review.  In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat. READ MORE >>

Can You Live Without Disaster Insurance? Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has snow, ice, flooding, winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. READ MORE >>

Commercial Insurance For Small Businesses Running a business is no easy task. In today's world, new risks seem to pop up every day, each one more hazardous than the last. Insurance coverage is available for almost every type risk your business might face. READ MORE >>

Workers compensation is a no-fault system of benefits provided by States to workers who have             job-related injuries. If your company has employees, you are required by law to buy workers’ compensation insurance. READ MORE >>

Insurance and Disasters With the Damage caused by Harvey and possible issues with Irma, hurricanes are on everyone’s mind. It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with hurricanes. You need to add this coverage to your insurance policy package. READ MORE >>

Personal Insurance Update Most of us buy insurance in this order; auto insurance, renters’ insurance, home insurance, and then life insurance.  However, many of us do not think about how the events in our lives may affect our need for different kinds of personal insurance. READ MORE >>

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